About Us

ZSIC General Insurance Limited is one of the leading providers of short-term Insurance in Zambia, with vast expertise in Business, Personal, Motor Vehicle and Agricultural insurance. ZSIC General Insurance Company which was incorporated on 23 rd April 2008 under the Companies Act, CAP 388 of the Laws of Zambia is among the key players in writing short-term insurance business in the Zambian Insurance industry. It was registered as an insurer under the Insurance Act, No. 27 of 1997 (as amended). It is a subsidiary of Industrial Development Corporation (IDC) which is wholly owned by the Government of the Republic of Zambia (GRZ).
ZSIC Limited was previously a composite insurance company called the Zambia State Insurance Corporation Limited. Before the liberalization of the insurance industry, the Zambia State Insurance Corporation Limited was the only insurance company in the market, and therefore gained vast experience in transacting both short and long term insurances. In line with the provisions of the Insurance Act No. 27 of 1997 as amended by Act No. 26 of 2005, the Zambia State Insurance Corporation Limited underwent a restructuring and compliance exercise.
As a result of the restructuring and compliance exercise, the Zambia State Insurance Corporation Limited was split into three separate business entities, namely ZSIC Limited; which was the initial Holding Company, ZSIC General Insurance Company and ZSIC Life Company as subsidiary companies. In March 2017, IDC assumed the role of the holding company which lead to the dissolution of ZSIC Holdings. ZSIC General Insurance Company has the largest network of branches in Zambia with representation in all the 10 provinces. This provides convenient access to all our products and services to clients countrywide. We have a comprehensive range of insurance services to meet any customer needs.
The Company’s Headquarters is situated at Stand No. 7431, Premium House, Independence Avenue, in the Central Business District (CBD) of Lusaka, Zambia. ZSIC General Insurance Company prides itself in maintaining a flexible business attitude to meet the ever-changing needs of its esteemed clients. In addition, management has continued to invest prudently in line with International Insurance Financial Standards. With unmatched expertise, ZSIC General Insurance is the ultimate choice for Business, Personal, Agricultural or Motor Vehicle insurance.

    To be market leaders in the provision of world class general insurance services in Zambia

    To optimize the provision of customer oriented insurance services through motivated and professional staff, guided by good corporate governance principles and best practice

    • Innovation
    • Excellence
    • Leadership
    • Integrity
    • Professionalism
    • Teamwork

Our Leadership

Charles Kapoma NakhozeManaging Director
Conrad SichandeDirector Legal & Corporate Services
Sylvia K. Nguluwe Director-Technical Operations
Mizinga MasinjaDirector – Branches Operations
Kuda NgomaAssistant Director Marketing
Linda kalimamukwentoAssistant Director Enterprise Risk