Motor Vehicle Insurance
Comprehensive InsuranceThis provides the widest protection as it incorporates all the covers in it and also includes protection for accidental damage to insured vehicle.The policy excludes:
- Consequential loss , depreciation , wear and tear , mechanical or electrical breakdown
- Damage to tyres
- Theft of accessories or spare parts unless there is forcible and violent entry into the motor vehicle
- Damage to springs due to inequalities of the road
Full Third Party InsuranceThis provides protection for the insured’s legal liability to Third Parties in respect of bodily injury and property damage up to a specified limit.
Full Third Fire And TheftThis provides protection for the insured’s legal liability to Third Parties and also protection of own vehicles for loss or damage by fire or theft.
GRZ Motor Vehicle Insurance SchemeThis is comprehensive motor insurance cover for civil servants. The premium are payable in installments through the payroll. The scheme offers comprehensive cover plus Riot & Strike – i.e. Loss of or damage to the insured vehicle (Riot and Strike included) and indemnity against all sums legally liable to pay to other parties for:
- bodily injury including passengers
- damage to third party property arising from use of the insured vehicle.
- Medical expenses
- Replacement of locks & keys
- Unauthorized repair limit
- Undeclared audio equipment
- Cost of protection and removal
- Windscreen Excess waiver
Motor Traders Insurance
Comesa Yellow Card
The Yellow Card also provides cover to include liability for Motor third Party Property damage.